Faculty, staff, employees and student employees traveling to international destinations for university-related business, programs, or activities associated with their employment must be enrolled in the CSU Foreign Travel Insurance Program (FTIP) (access requires valid SDSU ID) prior to departure. Depending on the type of international activities and in coordination with the Global Education Office, students who are not SDSU employees or staff are required to purchase the SDSU Travel Abroad Insurance (On Call International), which may also require travel registration. Coverage is not automatic for either type of insurance. FTIP travel must be reported to Risk Management at least 45 days prior to departure to ensure coverage and administrative processing.
Summary of Coverage
Both FTIP and On Call provide coverage anywhere in the world that is not the United States, including its territories and possessions. Subject to terms, conditions and applicable exclusions, benefits include but are not limited to the following:
- 24/7 International Emergency Assistance
- Emergency Medical
- Emergency Medical Evacuation
- Repatriation of Remains
- Emergency Reunion
- Accidental Death and Dismemberment
- Security / Emergency Political Evacuation Expense
- Trip Cancellation
- Trip Interruption
- General Liability
FTIP and On Call enrollees are reminded to contact their associated 24/7 international emergency assistance provider, AXA Assistance (FTIP) or On Call International, respectively, when in need of assistance while abroad, to ensure benefits are activated and payment for covered services guaranteed. These providers are NOT first responders and travelers should know how to contact and communicate with local emergency services in that country for immediate assistance.
Faculty, Staff, Employees, Student Employees
- Please allow at least 45 days for processing of travel and insurance documents. The approval process for foreign travel includes the university president or their delegate and if the travel is to countries on the CSU High Hazardous / War Risk Country List, the CSU Chancellor’s Office must review / approve the travel. Additionally, if travel to an OFAC-sanctioned country on the CSU High Hazardous / War Risk Country List, a travel certification / OFAC affidavit must be obtained from [email protected], signed by the traveler, and emailed back to the referenced Risk Management email.
- Complete a T2, Request for Absence from Campus (see Policies & Procedures for campus travel policy, procedures, and forms).
- Complete a Foreign Travel Insurance Request form.
- Submit all paperwork through your campus department for approval.
- If you are traveling with students, please refer them to the Global Education Office, 619-594-2475 or [email protected] to complete their travel requirements.
- AXA Assistance is the international emergency assistance provider that partners with Chubb Insurance, the insurance carrier for FTIP. Chubb Insurance is required for all FTIP enrollees. The Chubb Insurance policy number is GLMN04950872R.
- Upon travel approval and confirmation of FTIP coverage, Chubb Insurance's Travel Assistance Program 24/7 contact information will be provided to travelers.
- SDSU Travel Abroad Insurance (On Call) for students who are not SDSU employees or staff is coordinated through the Global Education Office and is different from FTIP described above. Review the types of international activities and associated instructions for foreign travel insurance enrollment here. Enrollment in the Travel Abroad Insurance for non-staff, non-employee students depends on the type of international activities listed in Aztecs Abroad and may require travel registration.
- Students traveling independently must contact the Global Education Office, 619-594-2475 or [email protected] for travel approval, insurance enrollment, and other requirements. These students must also register their travel via travel registration.
- On Call International is the travel abroad insurance and emergency assistance provider for non-staff, non-employee student travelers. SDSU Policy Number is INT06899.
- Upon confirmation of insurance coverage, the plan ID card and 24/7 emergency contact information will be provided to travelers.
Cost of Coverage
Faculty, Staff, Employees, Student Employees
FTIP enrollees traveling internationally on university business will have the cost of the Chubb insurance covered by the university, so there is no cost to the employee or the employee’s department. FTIP enrollees requesting coverage and who have been approved by the appropriate SDSU authority to bring their immediate family member(s) traveling with them will be responsible for the cost of the family member’s insurance prior to departure.
The cost of FTIP (Chubb) insurance is determined by length of travel and, as applicable, location of travel. An additional accident and health premium may be added for FTIP travel to high hazard countries (link).
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Students who are not SDSU staff or employees traveling internationally pay for the cost of the SDSU Travel Abroad Insurance (On Call). Upon confirmation of coverage, the cost of insurance will be billed to the student’s SDSU account. Payment may be made through Student Account Services.
The cost of On Call Insurance for students who are not staff or employees is determined by the length of travel and is sold in weekly increments. The travel destination has no bearing on coverage limits or cost:
On Call Travel Abroad Insurance premium: $15.30 per week
Rate calculation example:
# of weeks x per week rate ($15.30) = total premium due
Transborder Travel Program:
Students should purchase the session based on the number of days they plan to travel to Mexico within each semester. Transborder Travel Insurance provides coverage for non-consecutive travel days within the coverage period.
1-7 days: $15.30
8-21 days: $45.90
It is recommended that at least 4 months prior to, until departure, and throughout their time abroad that travelers review destination intelligence information about their itinerary, so they understand the historical / ongoing risks associated with the places they plan to visit and how to mitigate those risks. In addition to the Department of State country information and travel advisories, FTIP enrollees can visit the Chubb travel intelligence portal and students who are not SDSU employees/staff can visit the On Call International “My OnCall Portal” to find destination intelligence for their itineraries. Instructions on how to access these resources are provided to travelers upon their respective foreign travel insurance enrollment type.
Foreign Travel Safety and Security Resources
It is highly recommended that students, faculty, and staff traveling internationally review the safety and security resources available to them well in advance so that they can implement effective foreign travel risk mitigation measures, such as signing up for the State Department’s Safe Traveler Enrollment Program to receive information about travel conditions and additional emergency assistance.