Center for Human Resources
2012 CalPERS Health Plan Rates
Health premiums next year will increase by an average of 4.1 percent. This rate increase for 2012 is less than half the premium increase of more than 9 percent for the 2011 coverage year. The program’s rates and benefit provisions will take effect for the 2012 calendar year that begins next January 1.
These rates represent CalPERS’ ability to negotiate the most cost-effective package possible in a health care market known for continuing price inflation. CalPERS is always looking for ways to slow down these costs by making substantive changes to the way the market works.
The package includes coverage increases of 5.3 percent for Basic Health Maintenance Organizations (HMOs, non-Medicare), 3.0 percent for Basic Preferred Provider Organizations (PPOs), and 0.0 percent for Medicare plans.
The 2012 Basic Rate Comparison Chart 
contains the 2012 CSU contribution rates, monthly premiums and employee share of premium rates.